It’s time for a harvest farm finance check-in

Financial planning and management of your farm business is a year-round activity, but just after harvest is an ideal time to take stock, review where you’re at, and begin planning for next year.

I think many times in any small business we are energetic on the planning, but fall flat on the follow up at the end of the year. If we’re really going to create that process for improvement, a farm financial plan needs reviewed and updated each year.

Sara Schafer, editor of Top Producer magazine, published a great piece on AgWeb discussing the six questions you need to ask yourself post-harvest, and I wish I had written this piece. But using is as inspiration for this RealAg Radio piece, I run through some of the budget realities you may find it helpful to assess: from prices and yields, potential operating loan shortfalls, what to discuss with your lender, and more. (Listen below for more)


Shaun Haney

Shaun Haney is the founder of He creates content regularly and hosts RealAg Radio on Rural Radio 147 every weekday at 4:30 PM est. @shaunhaney


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